Our mission is to solve the problem of financial inclusion through technology. We are a consumer lending startup focused on providing micro-loans to the vast underserved middle/lower-income segments.
Our mobile-app based lending platform and proprietary underwriting algorithms are capable of assessing the risk profile of a prospective borrower in real time using data science and machine learning.
With SmartCoin you can get Loans from Rs. 1,000 to Rs. 70,000 with a tenure of 91 days to 270 days at a minimum APR of 20% and maximum APR of 36%.
At SmartCoin, we need a few documents for verification to unlock best personalized loan offers for you.
Applying for a Loan on SmartCoin is 100 % paperless.
All you need is a SmartPhone and access to internet.
Applying for a Loan on our platform takes a few minutes
All you need to do is fill in some details upload a few documents and that's it.
Once your loan is approved, it will be credited to your bank
account within couple of hours.
Choose from flexible repayment options with special benefits
& rewards assured.
Now that you have filled all your details and documents.
Repeat loans from SmartCoin take just a few minutes.
Just download & install the application from Google Play Store
Fill up your work and personal details in the application
Upload few required documents for identity verification
Choose from the list of loan options provided to you.
Apply for your desired loan.
The loan amount will be sent to your bank account within few hours.
An IIT & IIM alumni has previously worked with reputed names in the BFSI like Morgan Stanley, Deutsche Bank, Citi and Nomura across geographies Mumbai, Hong Kong and London. He co-founded SmartCoin in 2016 with a mission to provide financial access to the millions of under banked people.
It's awesome concept.. starting from low amount they slowly increased the loan amount and instant deposit service is great.
Its a nice approach.and nice app for instant loans.in starting they offer small loans but after payments of taken loans your limit will be increased.
The best instant loan provider than other.. Supports fast approval and transfer instant cash in account within minutes.
It's a nice app.its very helpful.really awesome app. Really appreciate your service.too fast. good service.Thanks for the help.keep it up..
Fintech platform SmartCoin Financials has raised Rs 80 crore in debt funding from multiple financial institutions, including Northern Arc, Vivriti Capital, India SME and other investors. SmartCoin aims to provide digital financial services to the middle and lower-income segment..read more
Millennials — those in the age group of 25-40 years — are on average taking loans of ₹6,000 and the loan demand has peaked exponentially in small towns and rural regions in the wake of the second wave of COVID-19. Demand for loans had surged in tier 2, 3 and 4 cities during the first wave as well..read more
Fintech startup SmartCoin, which provides small-ticket loans, was able to leverage technology and create a different business model to ensure that credit was available for the underserved sections of society in the challenging times of COVID-19..read more