Our mission is to solve the problem of financial inclusion through technology. We are a consumer lending startup focused on providing micro-loans to the vast underserved middle/lower-income segments.
Our mobile-app based lending platform and proprietary underwriting algorithms are capable of assessing the risk profile of a prospective borrower in real time using data science and machine learning.
With SmartCoin you can get Loans from Rs. 1,000 to Rs. 25,000 with a tenure of 91 days to 120 days at a Minimum APR of 20% and Maximum APR of 36%.
Applying for a Loan on SmartCash is 100 % paperless.
All you need is a SmartPhone and access to internet.
Applying for a Loan on our platform takes a few minutes
All you need to do is fill in some details upload a few documents and that's it.
Once you fill in all the details and are eligible for a loan.
You get credited within couple of hours.
Now that you have filled all your details and documents.
Repeat loans from SmartCash take just a few minutes.
Just download & install the application from Google Play Store
Fill up your work and personal details in the application
Upload few required documents for identity verification
Choose from the list of loan options provided to you.
Apply for your desired loan.
The loan amount will be sent to your bank account within few hours.
An IIT & IIM alumni has previously worked with reputed names in the BFSI like Morgan Stanley, Deutsche Bank, Citi and Nomura across geographies Mumbai, Hong Kong and London. He co-founded SmartCoin in 2016 with a mission to provide financial access to the millions of under banked people.
It's awesome concept.. starting from low amount they slowly increased the loan amount and instant deposit service is great.
Its a nice approach.and nice app for instant loans.in starting they offer small loans but after payments of taken loans your limit will be increased.
The best instant loan provider than other.. Supports fast approval and transfer instant cash in account within minutes.
It's a nice app.its very helpful.really awesome app. Really appreciate your service.too fast. good service.Thanks for the help.keep it up..
SmartCoin, a Bengaluru-based micro-lending platform for lower and middle-income segment, raised $2 million pre-Series A funding led by Accion Venture Lab and a top Chinese VC fund. Existing investor Unicorn India Ventures, and fintech accelerator ISME ACE also participated in this round..read more
The majority of adults in India have little to no formal credit history. In a population of 1.3 billion, that’s a lot of people who have trouble accessing credit. If these individuals need a little extra money to pay hospital or education bills, make home repairs, or expand their business..read more
Taking a ride, back in 2015, Rohit Garg was shocked to hear that an autorickshaw driver routinely borrows amount as small as Rs 1,000 for petrol from his local lender at a hefty 10 per cent interest per diem..read more